Analytics Services

Advanced predictive analytics and risk assessment solutions

Our Analytics Capabilities

  • Predictive score models
  • Expected income capacity [EIC] models
  • Expected Loss/credit portfolio value at risk (VAR) Monte Carlo simulator
  • Artificial intelligence - Deep Learning models
  • Psychometric risk models [GPAS]

Predictive Score Models

Analytics Services

  • Credit Bureau Global Behavior Score for consumers
  • Credit Bureau Global Behavior Score for corporations
  • Microfinance application scores and behavioral scores
  • Credit card application scores and behavioral scores
  • Loans application scores and behavioral scores
  • Telecommunication application scores and behavioral scores
  • Attrition scores for financial institutions
  • Custom application score and behavioral score for financial institutions
  • Collection scores

Expected Income Capacity Models [EIC]

Analytics Services

  • This model predicts the expected income capacity of consumers with a reasonable confidence level by delivering a range of expected income [minimum, most likely, maximum].
  • Sources of information may include credit bureau report data, vehicle ownership data, social media sources, employment history, etc.
  • Uses several analytic techniques, including neural networks and Bayesian distributions.

Expected Loss/Credit Portfolio Value at Risk (VAR) Monte Carlo Simulator

Analytics Services

  • Using a Monte Carlo simulator, this product estimates expected loss for a financial institution's credit portfolio by calculating the Value at Risk [VAR].
  • This product uses a predictive loss model and Monte Carlo simulator software.

Artificial Intelligence Deep Learning Models

Analytics Services

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Psychometric Risk Models [GPAS]

Analytics Services

  • We can develop psychometric risk models based on the Global Psychometric Assessment Scales [GPAS].
  • Using sixty-nine [69] psychometric questions associated with one-hundred and forty-eight [148] diagnostic criteria, we construct a risk-predictive model using fourteen [14] personality disorder scales and eight [8] clinical syndrome scales.
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