Credit Bureau Software Solutions

Comprehensive software systems for credit bureau operations and management

Our Software Solutions

CBC System [Credit Bureau Collation System]
Credit Bureau data processing and operations management software
ProfitMax System [Profit Maximizer]
For portfolio credit management
My Data
Mobile iOS/Android and web credit report access channels for consumers
Caltec Credit Factory
Web-based onboarding workflow system for financial institution management of credit processes
Information Validation System [IVS]
For fraud prevention and detection

Complete credit bureau management core operating system [back-office data processing and front-office data reporting channels]
Consists of many modules, including data collecting, quality assurance, data mapping, data collation, credit report generation [web, B2B, mobile, and batch], customer service, and invoicing module

This software allows a credit bureau client [a financial institution] to manage credit portfolios of prospects and existing customers to maximize profit by filtering many variables and rules.
Uses variables from credit reports and variables specified by the financial institution.
The financial institution can upload and work with multiple portfolios, applying consistent decision tree rules to filter its customers and prospects.

Consumer credit report access systems include mobile applications for Apple iOS and Android operating systems and a website interface.
This system allows financial institutions to configure decision tree rules to prequalify consumers within the platform.

Web-based onboarding [customer acquisition] workflow system for financial institutions

Flexible workflow configuration to match your business processes

Credit policy can be customized with decision trees using credit bureau variables and variables from the financial institution

Virtual credit committee approval workflow process

Uses document templates to generate final product contracts

Allows smaller financial institutions to digitize their credit approval and monitoring process

Automatic notification system for clients and prospects through Email and SMS [short messaging service] channels

This software reduces the risk of fraud associated with identity theft committed by individuals accessing a service remotely or by telephone.
The IVS constructs security questions to be asked of the remote person to validate the identity, using data recorded in credit histories, historical location information, and vehicle data, among other information from the Credit Bureau.

Fraud Prevention